XRP with an offline key
XRP is the native coin of the XRP Ledger. Every account keeps a reserve in XRP, and fees are paid in XRP.
Locker Protocol Wallet shows your XRP balance in the browser and sends every XRP transfer to Locker Vault, an offline device, to be signed.
Where the wallet supports XRP
XRP Ledger
Native coin
| Network |
|---|
| XRP Ledger Native coin |
Receive and send XRP
Set up the wallet
Install Locker Protocol Wallet in Chrome or Brave, and Locker Vault on a spare phone kept offline. Your addresses reach the extension by QR code.
Receive XRP
Give your address on the network the sender uses. The network matters: XRP sent on one network does not arrive on another.
Send XRP
Enter the recipient and the amount in the extension and check the network fee, then scan the request with the Vault, read it there and approve.
A transfer is paid in the network's own coin, even when you send a token: keep a little of the coin shown in the table.
XRP: questions people ask
Which network should I use to receive XRP?
The one the sender uses. When you withdraw from an exchange, choose the same network in the withdrawal form as the address you give. If they do not match, the funds may not arrive.
Does Locker Protocol Wallet charge a fee to hold or send XRP?
No. Holding costs nothing and a transfer costs only the network fee. The wallet's own fee applies to swaps and bridges made in the extension, at most 0.25%, and it is shown before you sign.
Where is the private key that controls my XRP?
On Locker Vault, the offline device, derived from your recovery phrase. The extension on your computer only knows your addresses, so malware there cannot move your XRP.
Related terms
XRP is not issued by Locker Protocol, and nothing on this page is investment advice.