Native coins

Stellar Lumens (XLM) with an offline key

Lumens (XLM) are the native coin of Stellar. Every account keeps a small XLM reserve, and fees are paid in XLM.

Locker Protocol Wallet shows your XLM balance in the browser and sends every XLM transfer to Locker Vault, an offline device, to be signed.

Get the extension

Where the wallet supports XLM

  • Stellar

    Native coin

Receive and send XLM

1

Set up the wallet

Install Locker Protocol Wallet in Chrome or Brave, and Locker Vault on a spare phone kept offline. Your addresses reach the extension by QR code.

2

Receive XLM

Give your address on the network the sender uses. The network matters: XLM sent on one network does not arrive on another.

3

Send XLM

Enter the recipient and the amount in the extension and check the network fee, then scan the request with the Vault, read it there and approve.

A transfer is paid in the network's own coin, even when you send a token: keep a little of the coin shown in the table.

XLM: questions people ask

Which network should I use to receive XLM?

The one the sender uses. When you withdraw from an exchange, choose the same network in the withdrawal form as the address you give. If they do not match, the funds may not arrive.

Does Locker Protocol Wallet charge a fee to hold or send XLM?

No. Holding costs nothing and a transfer costs only the network fee. The wallet's own fee applies to swaps and bridges made in the extension, at most 0.25%, and it is shown before you sign.

Where is the private key that controls my XLM?

On Locker Vault, the offline device, derived from your recovery phrase. The extension on your computer only knows your addresses, so malware there cannot move your XLM.

Related terms

Stellar Lumens is not issued by Locker Protocol, and nothing on this page is investment advice.